Planning a Disney Cruise is an exciting process, but it can also feel a bit overwhelming with all the options available—different ships, itineraries, staterooms, and activities.
One of the easiest ways to get more value out of your Disney Cruise is through onboard credit—extra money you can use toward things like spa treatments, drinks, excursions, and more.

Here’s a straightforward guide showing you the easy way to plan, get onboard credit, and the best ways to use it.
What Is Onboard Credit?
Onboard credit is essentially free money that’s added to your onboard account.
You can use it for various purchases during your cruise, and it’s a great way to cover extras without needing to dip into your own wallet.
When you book through The Vacationeer, you can earn up to $1,000 in onboard credit, depending on the cost of your cruise. It’s a simple way to get more out of your trip—and it doesn’t cost you anything extra.
And even better – they can take the stress out of booking and planning for you.
Book Your Disney Cruise with The Vacationeer and Enjoy These Amazing Perks!
- Up to $1,000 in FREE Onboard Credit
- Guaranteed Best Disney Pricing
- Expert, Personalized Planning
- Confidence in a Top Diamond-Level Authorized Disney Vacation Planner
Why Use The Vacationeer?
Some people prefer to book directly with Disney, but using a specialist travel agent has clear advantages—especially if you’re looking for extra value.
- Save Time: They will handle the booking process, dining reservations, and even shore excursions, so you don’t have to worry about anything.
- Onboard Credit: If you book with The Vacationeer, they offer onboard credit as a bonus for booking through them.
- Expert Advice: The Vacationeer specialists know the ships, itineraries, and staterooms inside and out. They can recommend options tailored to your preferences.
- No Extra Cost: Disney pays their commission, so you won’t pay anything extra for their services.
If you’ve already booked your cruise directly with Disney, you can still transfer it to them within 30 days to take advantage of their expert planning services and onboard credit perks.
How to Use Onboard Credit
Let’s look at all the ways you can use onboard credit.
1. Capture Memories with Photo Packages
This is one of the most popular ways to use onboard credit. Capture those memories with a Photo Package.
Disney Cruise Line has professional photographers stationed throughout the ship and at character meet-and-greets.
You can use your onboard credit to purchase a photo package, giving you access to high-quality photos from your trip.
It’s a great way to preserve memories!
Related: Disney Cruise Photo Package – Prices, Tricks and How To Get The Most Value for Mon
2. Relax with Spa Treatments
The Senses Spa & Salon offers a variety of treatments, including massages, facials, and manicures. Onboard credit is perfect for indulging in some me time.
If you’re looking for something especially calming, consider purchasing a pass to the Rainforest Room.



This adults-only retreat features heated loungers, steam rooms, and aromatherapy showers—a great way to recharge during your trip.
Related: The Rainforest Room – Is It Worth it on Your Disney Ship.
3. Enjoy Specialty Drinks
While some drinks are included in the price of your cruise, specialty drinks like cocktails, wine, and premium coffee come at an extra cost.



Onboard credit can cover these little luxuries, so you don’t have to think twice about ordering that latte or a glass of wine with dinner.
Related: The Best Ways To Save on Drinks on a Disney Cruise
4. Book Port Adventures
Port adventures are one of the highlights of any Disney Cruise.
Whether it’s snorkeling in the Caribbean, exploring historic landmarks, or ziplining through a rainforest, onboard credit can help cover the cost of these excursions. It’s a great way to make the most of your time in port.
7. Stay Connected with WiFi
Now I know that every time someone asks how much wifi is there is always a chorus of people telling them to switch off.
Unfortunately, not all of us can do that – so if you want, or need to stay connected, onboard credit can be used to pay this onboard charge.
WiFi on Disney Cruise Line isn’t included in the fare and can be expensive.
Onboard credit can help cover the cost of WiFi packages, so you can stay connected to family, friends, or work (if needed) without worrying about the bill.
Related: Disney Cruise Internet – And How to Avoid Charging Mistakes.
Why Book Your Disney Cruise with The Vacationeer?
- Up to $1,000 in FREE Onboard Credit
- Guaranteed Best Disney Cruise Pricing
- Personalized Expert Planning Services
- Confidence in a Diamond-Level Disney Vacation Planner

Alison Meacham is the founder of EverythingMouse Disney Blog. For over 15 years she has shared her love of Disney Parks, Disney Cruises and Universal Orlando. In over 30 years of Disney Travel she has spent countless months in Disney Parks and has sailed on over 45 cruises. A British native and now a United States resident she splits her time between California, Florida and the UK. And spends a serious amount of time sailing the seven seas. She helps over 200,000 people per month follow their Disney travel dreams.